Services

At Northstar Financial Management, our role is to act as our clients’ independent financial consultant and to help our clients truly feel like they have control over their financial lives. Every client has their own priorities. The services listed below can be catered to suit your unique financial situation.

 

Investment Planning*

At Northstar Financial Management we believe in truly understanding our client’s financial needs, risk tolerance, and beliefs. We believe in educating you about the market in order to create an investment portfolio that suits your unique lifestyle and goals. We use the latest investment research software to ensure that your current investments fit your individual needs. Then we’ll create a portfolio within your comfort zone that meets your financial goals and mitigates risk. With a background in tax planning, we can also advise you on how your investments might affect your taxes. We want you to feel comfortable investing over the long term, so we’ll provide any market education necessary for you to feel empowered managing your investment portfolio.

Portfolio Management* 

Every great portfolio begins with a deep understanding of what each client needs. We’re committed to the having the kind of conversations that establish your background, investment history, short and long-term needs, retirement horizon, and comfort with risk. This helps us better understand and define each client’s investment goals and how to build a portfolio that aligns closely with your financial objectives.

Once we’ve established the right portfolio for you, we closely monitor that portfolio to ensure it continues to meet your needs and goals. No client should ever be in the dark about how their portfolio is performing. We send out comprehensive and easy-to-understand quarterly reports to help you keep apprised of your portfolio’s performance. Beyond quarterly reports, we also offer a client portal for those clients interested in 24/7 access.

 

Insurance Planning 

Do you have big life changes on the horizon and no clue about what insurance you need? Have you talked to an insurance agent and gotten a quote that you don’t fully understand? You deserve an unbiased opinion about your existing or potential insurance needs, not a sales pitch.

At Northstar, we do not sell insurance or any other commissioned product. What we do offer is an unbiased look at your family’s insurance needs and your existing or potential insurance products. We help ensure that you have the coverage you need, nothing more and nothing less.

Education Planning 

Did you know that college tuition costs are currently rising at 5% a year? That’s higher than the current rate of inflation. More and more families are looking for the best way to save and pay for their children’s education, and knowing how to save and how much you’ll need can be an overwhelming prospect.

We’re committed to working with you to find the best solution to save for the educational future of your children, as well as helping you to develop a savings plan or payment method for these rising costs.  

 

Estate Planning 

For most of us, end of life decisions can be hard enough to talk about, let alone plan for. They are also some of the most important decisions you’ll make in your lifetime. Make sure your loved ones aren’t left with the burden of sorting out your estate. We work with our clients to help create and establish a plan to help families transition their wealth to the next generation as efficiently and simply as possible. We’ll work alongside your other legal professionals to create an estate plan that meets your family’s unique needs.

Financial Planning 

Your financial peace of mind begins with knowing where you want to go, and the path that will lead you there. Whether you’re planning for retirement, maintaining your lifestyle, or making major asset decisions, we want to help you understand where you’re going and what you’ll need along the way.

You deserve honest unbiased information and guidance in meeting your financial goals.  As an independent fee-only advisor, we’re committed to helping you and your family. We’re here to bring up questions and possibilities you may not have even foreseen. We’ll help you create a well-diversified portfolio within your comfort zone that will help you achieve your goals.

 

Let's Talk about Your Financial Needs

*Past performance may not be indicative of future results. No current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by Northstar Financial Management Inc.), or product made reference to directly or indirectly on this website, or indirectly via link to any unaffiliated third-party website, will be profitable or equal to corresponding indicated performance levels.