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Northstar Financial Management, Inc. is a registered investment adviser with the Securities and Exchange Commission. The Adviser may not transact business in states where it is not appropriately registered, excluded, or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.  Our ADV Part 3 is available here and our ADV Part 2A and privacy policy can be accessed here.  

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